Saving has always been
the last thing on the minds of today’s generation. We have turned from living within your means
to living above and beyond. Credit card
debt is at its all-time highest while steadily increasing to new highs. The typical consumer to merchant purchase transaction
is completed through credit cards instead of cash. There are a lot of credit rewards program
with credit companies that do positively reinforce the use of credit cards; however,
how are you really saving when you are in constant debt. If, you take the small step to save $30
dollars every paycheck or more for a six month period you will have more
readily funds prepared for future events.
The toughest part of savings is getting yourself in a routine where
anytime funds become available to you no matter if it’s a graduation, new job,
promotion, lottery or whatever the occasion.
Get in a routine to place extra funds into a savings account. ‘Out of sight, out of mind’ is the motto to
live by when it comes to savings. Follow
the motto, and trust your money worries will begin to fade in the background. Payoff credit card debt, medical bills, store
accounts all before it is too late and they become collection items. It is far
better to have $4000 in the savings with no credit card debt, than $600 in the
savings with $4000 in debt.
Instead
of savings being the last thing on the mind, let’s strive to make it become the
first!
Posted in: account, bills, champion, consumer, credit, debt, financial, funds, future, money, savings
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